Consumer Directed HealthCare (CDHC)
Consumer Directed Health Care (CDHC) is a term that is used to represent the
trend that increases the role of consumers in purchasing health care services.
Supporters of CDHC believe that direct consumer involvement in health care
purchasing decisions will be an effective, market-driven deterrent to increases in health care costs.
Use of CDHC-based health plans encourage individuals to manage their health insurance as an asset that should
be properly managed.
Consumers can choose from several types of spending accounts:
- Medical Savings Accounts (MSA)
- Flexible Spending Accounts (FSA)
- Health Reimbursement Accounts (HRA)
- Health Savings Accounts (HSA)
Individuals who participate in CDHC health plans require appropriate education about
the choices they can make and how to make them.
Decision support tools provide consumers with needed
information on conditions,
medications and treatment alternatives,
expected costs of care,
metrics on provider quality,
Consumers who make the choice to enroll in CDHC health plans should make sure
they are being provided with the decision support tools they will need to
make health care decisions.
Records For Living is partnering with many organizations to make HealthFrame-enabled
decision support services available to CDHC members.